Fix and Flip Loans


  • Competitive Rates 
  • Up to 90% of Purchase Price 
  • Up to 100% Rehab Costs 
  • 12-Month Interest Only (No Prepayment Penalty)
  • No Interest on Unused Rehab Funds 

Customer Testimonials

Funding for Fix and Flips—Fast and Easy

We understand how challenging it can be for investors to secure quick financing for both the purchase and renovation of an investment property. Our Fix and Flip Loans provide the solution—covering 100% of the property’s rehab costs to help you maximize your profits. 

Benefits of Fix and Flip Loans

Our Fix and Flip Loans require minimal paperwork and are less stringent compared to traditional banks, saving investors valuable time and  effort. With our flexible loan terms and swift approval process,  investors can quickly capitalize on market opportunities and scale their businesses.

Product Highlights

These key benefits are designed to fuel your fix and flip investments and accelerate your profitability: 

● Up to 92.5% LTC and 100% of rehab funds
● Expedited appraisals
● No interest charged on undrawn rehab funds
● 12-month interest only loans available with no prepayment penalties 

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● Funded nearly $10B in loans

● Over 10 years in business

● Operating in 46 states

We have a streamlined approval process, so investors can close quickly and scale faster. 

Fast Access to Capital

We prioritize a  property’s after-repair value, allowing more flexibility in loan terms,  credit requirements, and leverage options. 

More Flexible Terms

Unlike with traditional banks, we don’t require income verification, tax returns, or W-2s, simplifying the process. 

Better Than a Bank

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Tailored Solutions with Proven Results

$1,210,000

Florida | Purchase | Single Family Residential

$2,351,290

New Jersey | Purchase | Single Family Residential

$1,830,000

Hawaii | Purchase | Single Family Residential

We’re here to support you every step of the way. Let’s work together to achieve your goals. 

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“Working with Lending One was absolutely the best lending experience I have had so far as a real estate investor. [They were] great, kept me up to date on every detail of my loan and the process and because of that we closed quickly and with zero issues. I will absolutely be doing business with Lending One again.” 

“My Lending One team has consistently out performed the other investment lending providers to date. My team works overtime to make sure my closing experience is second to none. They not only keep me informed on a daily basis when needed, but provide input on the ever changing market place.” 

"What can I say? The fastest closing I've ever had on an investment property. They were ready in less than 14 days. Everything was seamless, efficient and spelled out. [...] Lending One is a breath of fresh air. This is the beginning of a beautiful relationship." 

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Backed with confidence by one of the nation's largest direct lenders for fix and flip loans. 

Talk to a Lending Advisor