We have a streamlined approval process, so investors can close quickly and scale faster.
Fast Access to Capital
We prioritize a property’s after-repair value, allowing more flexibility in loan terms, credit requirements, and leverage options.
More Flexible Terms
Unlike with traditional banks, we don’t require income verification, tax returns, or W-2s, simplifying the process.
Better Than a Bank
We’re here to support you every step of the way. Let’s work together to achieve your goals.
Ready to Get Started?
Speak with a Loan Advisor
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Talk to a Lending Advisor
LendingOne is a trusted direct private lender with fast and flexible financing options to grow your real estate investment portfolio.
Real Estate Investment Loans
We offer a suite of loan products including:
- 30-Year Fixed Rental
- Fix and Flip
- Fix to Rent
- SFR Portfolio
- New Construction
Our focus on client service, professionalism, and unwavering dependability has set us apart as a trusted lender for real estate investors. Speak to one of our experienced loan advisors to get a quote today!
Over $1B in Loans to Repeat Clients
Rental
Finance your rental property with flexible terms - made for landlords.
• 30-Year Fixed, ARM Products, and Interest-Only Options
• Approvals Based on Debt Service Coverage Ratio
• Flexible Prepayment Penalty Options
Fix & Flip
Maximize your leverage and funds for the repairs of your property.
• Up to 92.5% LTC
• Up to 100% of Rehab Costs
• No Interest Charged on Undrawn Rehab Funds
• No Prepayment Penalties
Fix to Rent
Turn rehabs into rentals, all with one lender.
• Extra 1% Off Your Total Rate*
• Finance Purchase Plus Repair Costs
• Roll into a Refinance & Receive a 50% Discount on Origination Fees
SFR Portfolio
One simple payment for multiple properties.
• Up to 80% LTV Purchase, Rate/Term
• Up to 75% LTV Cash-Out Refi
• Minimum 5+ Properties
• 30-Year Amortizations or Interest-Only Available
Featured Loans
Tailored Solutions with Proven Results
$510,303
Arizona | Refinance
30-Year Fixed, 10-Year IO
$325,500
Texas | Purchase
30-Year Fixed
$361,760
Georgia | Refinance
30-Year Fixed, 10-Year IO